MAKE SURE YOUR DENTIST IS AN ADA MEMBER!: ADA Members Adhere to Strict Code of Ethics and Conduct. You should make sure you are SEEING AN ADA MEMBER DENTIST! Visit ADA Find-A-Dentist to Find One Near YOU
Ninth District Headquarters Office - Hawthorne, NY

2026 Ninth District President

Dr. Bharat Joshi

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3 EASY WAYS TO PAY 1 ONLINE: nysdental.org/renew 2 MAIL: Return dues stub and payment 3 PHONE: 1-800-255-2100
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NYSDAPAC

NYSDA’s fully owned and operated Political Action Committee. With your support, NYSDAPAC will strengthen our political influence and ensure your voice is heard statewide and beyond.
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2026-2027 Member Benefits Guide Now Available

Take a look at the benefits, resources, savings, and opportunities included with your NYSDA membership. Plus, get a quick overview with our convenient At-A-Glance one-pager. Discover everything your membership has to offer!
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Member Assistance Program (MAP)

Life comes with challenges—but your FREE, confidential Member Assistance Program (MAP) is here to help. Available to you, your household, and your staff, MAP offers one-on-one short-term counseling plus resources for mental health, stress management, financial wellness, and life coaching. Download the app today to get started.
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Welcome to the Ninth District Dental Association

The Ninth District Dental Society was formed in 1909 and renamed to the Ninth District Dental Association in 2002. We have a membership of over 1200 dentists in 5 counties: Westchester, Rockland, Dutchess, Orange and Putnam.

In its quest to serve both the public and the profession, the Ninth District embodies the highest ideals.

The mission of the 9th District Dental Association is to serve and support its members and the public by improving the oral health of our community through Advocacy, Continuing Education and Camaraderie.

The 9th Board approved creating a High School Career Day video to promote the dental field as a whole! Here's the link: 

 

https://drive.google.com/file/d/1Kk10wFBk5MXT4CeitvzzCSXKPrVFzz73/view?usp=drive_link

 

Please share it with any Principal or Guidance Counselor you may have a relationship with!

 

 

Come join your colleagues! 
ANNUAL MEETING 
Wednesday, November 18, 2026

Westchester Country Club
99 Biltmore Avenue - Rye, NY 10590

Young K. Kim, D.M.D., DMSc
Clinical Assistant Professor, NYU Dentistry, Dept. of Prosthodontics
Chair-Elect - Academy of Distinguished Educators 
Course Director - Post-Graduate Fixed Prosthodontics
Chief-Editor - NYU Implant Restorative 
Dr. Kim has no financial relationships relevant to this presentation to disclose.

 Craftsmanship-Driven Oral Rehabilitation: From Surgical Reconstruction to Computational Intelligence

 Course Objectives

This full-day program explores contemporary oral rehabilitation through the integration of prosthetic craftsmanship, surgical reconstruction, regenerative science, and emerging artificial intelligence. Part I focuses on diagnosis, treatment planning, and prosthetically driven strategies for complex full-arch rehabilitation. Part II addresses clinical execution, tissue architecture, biomechanics, provisionalization, and definitive reconstruction. Part III examines mechanotransductive regeneration, highlighting how mechanical forces, biologic signaling, and the local biomechanical environment influence bone regeneration and implant-related reconstruction. Part IV, Artificial Intelligence and Computational Surgical Intelligence: The Forthcoming AI Era and Its Impact on Clinical Practice, explores the evolution from digital dentistry to AI-enabled care, including deterministic algorithms, machine learning, robotics, and computational surgical intelligence. Through clinical cases, translational research, and emerging technologies, attendees will gain a framework for connecting craftsmanship, biomechanics, regenerative science, and computation in contemporary reconstructive dentistry.

REGISTER

 


Attorney General James Warns Student Loan Borrowers About the Risks of Loan Consolidation

Nov 4, 2026

Attorney General James Warns Student Loan Borrowers About the Risks of Loan Consolidation

Following Trump Administration’s Changes to Federal Student Loans, AG James Urges New Yorkers to Get Free Unbiased Advice Before Consolidating Loans

New York Attorney General Letitia James today issued a consumer alert warning federal student loan borrowers about consolidating their loans following recent changes to federal law enacted by the Trump administration.  Loan consolidation is the process of taking out one new loan to pay back other pre-existing loans.  After consolidation, old loans are paid off in full, and the borrower is responsible for making payments on one new loan.  As a result of the so-called “One Big Beautiful Bill Act” (OBBBA), borrowers face new risks and irreversible consequences from loan consolidation.  Attorney General James is urging New Yorkers to beware of misleading advice about loan consolidation and report those offering inaccurate guidance or pressuring borrowers to consolidate their loans to the Office of the Attorney General (OAG).

“The federal administration’s policies have created new risks and financial consequences for borrowers who consolidate their loans,” said Attorney General James.  “Anyone considering loan consolidation should do their research and beware of anyone attempting to pressure them to consolidate.  I urge all New Yorkers to report any fraudulent practices to my office.”

Borrowers have commonly sought to consolidate their loans to lower monthly payments, access certain loan programs like Public Service Loan Forgiveness, or get loans out of default.  But as a result of OBBBA, beginning July 1, 2026, a new consolidation loan can permanently limit a borrower’s repayment options and cut off paths to loan forgiveness.  Attorney General James is warning borrowers that they may receive misleading or inaccurate advice that consolidation is required or may be financially beneficial.  For many borrowers, that advice is wrong and could be costly.  Before consolidating their federal student loans, borrowers should know:

  • Consolidation can change eligibility for repayment plan options.  Starting July 1, 2026, if a borrower consolidates their existing loans, they will be treated as a new borrower, even if their older loans were paid under previous income‑driven plans.  New borrowers cannot use the old repayment plans such as Income-Based Repayment, Income-Contingent Repayment, or Pay As You Earn.  Instead, they only get one income-driven payment option: the new Repayment Assistance Plan (RAP).
  • Consolidation risks losing time previously earned toward income-driven cancellation.  Borrowers will spend more time in repayment because RAP offers loan forgiveness after 30 years, which is longer than the 20-25 years offered under older income‑driven plans.
  • Parent PLUS borrowers face the greatest risk.  The OBBBA also prevents Parent PLUS borrowers that consolidate loans after July 1, 2026, from accessing any income-driven repayment plan.  Instead, parents who consolidate Parent PLUS loans after July 1, 2026, will have only the Tiered Standard Plan as a repayment option.  The Tiered Standard Plan is not eligible for Public Service Loan Forgiveness.
  • Consolidation as a means out of default still carries risks.  Borrowers experiencing default still have the option to consolidate out of default, but consolidating out of default carries the same risks of limiting repayment plan options and losing time previously earned toward income-driven cancellation.  Loan rehabilitation may be the more favorable option to place loans back in good standing.

Attorney General James encourages borrowers who were pressured to consolidate or received misleading or inaccurate advice regarding consolidation from a servicer, debt relief company, or anyone else to file a complaint with OAG.  In September, Attorney General James warned New Yorkers about fraudsters using changes to student loan programs in order to mislead and take advantage of borrowers.  New Yorkers can get free help with their student loans from the Education Debt Consumer Assistance Program (EDCAP), which consumers can contact by phone at 888-614-5004 or by e-mail at: edcap@cssny.org.  More information is available in the OAG’s Student Lending Guide and from the National Consumer Law Center’s Student Loan Borrower Assistance Project.

Around the Ninth District

Addendum to Child Abuse/Neglect Reporter Training

The Ninth District Dental Association is an ADA CERP-recognized provider approved by the New York State Dental Association. ADA CERP is a service of the American Dental Association to assist dental professionals in identifying quality providers of continuing dental education. ADA CERP does not approve or endorse individual courses or instructors, nor does it imply acceptance of credit hours by Boards of Dentistry. The Ninth District Dental Association designates this activity for 1 NYS Mandated Course Requirements Continuing Education Credit. Concerns or complaints about a CE provider may be directed to the provider or to the commission for continuing education provider recognition at CCEPR.ADA.org. Ms. Hoover has no financial relationships relevant to this presentation to disclose.
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Westchester Multidisciplinary Study Club

The Ninth District Dental Association is an ADA CERP-recognized provider approved by the New York State Dental Association. ADA CERP is a service of the American Dental Association to assist dental professionals in identifying quality providers of continuing dental education. ADA CERP does not approve or endorse individual courses or instructors, nor does it imply acceptance of credit hours by Boards of Dentistry. The Ninth District Dental Association designates this activity for _3_ Mandatory Continuing Education Credits. Concerns or complaints about a CE provider may be directed to the provider or to the commission for continuing education provider recognition at CCEPR.ADA.org. Dr. Rajan has no financial relationships relevant to this presentation to disclose.
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November 18, 2026 - Annual Meeting

The Ninth District Dental Association is an ADA CERP-recognized provider approved by the New York State Dental Association. ADA CERP is a service of the American Dental Association to assist dental professionals in identifying quality providers of continuing dental education. ADA CERP does not approve or endorse individual courses or instructors, nor does it imply acceptance of credit hours by Boards of Dentistry. The Ninth District Dental Association designates this activity for 7 Mandatory Continuing Education Credits. Concerns or complaints about a CE provider may be directed to the provider or to the commission for continuing education provider recognition at CCEPR.ADA.org. Dr. Kim has no financial relationships relevant to this presentation to disclose.
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Scarsdale Dental Society

The Ninth District Dental Association is an ADA CERP-recognized provider approved by the New York State Dental Association. ADA CERP is a service of the American Dental Association to assist dental professionals in identifying quality providers of continuing dental education. ADA CERP does not approve or endorse individual courses or instructors, nor does it imply acceptance of credit hours by Boards of Dentistry. The Ninth District Dental Association designates this activity for 2 Continuing Education Credits. Concerns or complaints about a CE provider may be directed to the provider or to the commission for continuing education provider recognition at CCEPR.ADA.org. Drs. Royal, Kerrigan and Sarmiento have no financial relationships relevant to this presentation to disclose.
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Putnam County Dental Society

The Ninth District Dental Association is an ADA CERP-recognized provider approved by the New York State Dental Association. ADA CERP is a service of the American Dental Association to assist dental professionals in identifying quality providers of continuing dental education. ADA CERP does not approve or endorse individual courses or instructors, nor does it imply acceptance of credit hours by Boards of Dentistry. The Ninth District Dental Association designates this activity for 2 Continuing Education Credits. Concerns or complaints about a CE provider may be directed to the provider or to the commission for continuing education provider recognition at CCEPR.ADA.org. Dr. Gandhi has no financial relationships relevant to this presentation to disclose.
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